Services · Debt financing
Debt financing
Fundflow advises companies and their investors on debt from $2m to $200m, from venture debt for loss-making startups to buyout finance for cash-generative businesses. Every raise is run as a competitive process, so structure and terms are set by the market rather than a single lender. A dedicated banker runs each mandate end to end, on success-based fees.
See what you can raise$700m+
Raised for clients
$2-200m
Ticket size
An experienced deal team: $10bn+ raised across their careers
Ex-Goldman Sachs & J.P. Morgan · Meet the team
Situations
When debt could be the right solution
A first institutional debt raise
Add debt alongside equity without giving up more ownership.
Extending runway
More room to reach the next milestone, alongside or after a round.
An acquisition or buyout
Raise against the target's cash flows, in a single facility.
Refinancing an existing facility
Better pricing or more headroom than your current lender offers.
Working capital & seasonal swings
Revolving lines against receivables, inventory, or recurring revenue.
Scaling a loan book
Warehouse facilities that grow origination with third-party capital.
The process
Kick-off to close in 8-12 weeks
Indicative view
After the intro call and a look at your numbers, a clear view of what is achievable: structure, likely investors, and indicative terms.
Preparation
We review your model and data room against what investors will ask, sharpen the positioning, and agree the target investor list.
Live process
Targeted outreach, investor meetings, and managed Q&A. Initial feedback typically lands within a week of launch.
Terms & close
Competing term sheets negotiated side by side, diligence run to completion, and the facility documented and closed.
Debt FAQ
The questions founders ask before raising debt.
No. Venture debt and growth debt are underwritten on investor backing, revenue quality, and gross profit rather than EBITDA, and asset-backed lines are sized on receivables, inventory, or recurring revenue. Profitability widens the menu; it is not the entry ticket.